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A Lifetime of Wealth: How to Play the New "Millionaire for Life" Game
Lotto Life

A Lifetime of Wealth: How to Play the New "Millionaire for Life" Game

This guide teaches players everything they need to know about the newest daily multi-state draw game, "Millionaire for Life™." From selecting your numbers to understanding the 20-year guaranteed annuity payout, we break down the steps to help you start your journey toward a potential lifetime of financial freedom.
A Lifetime of Wealth: How to Play the New "Millionaire for Life" Game

The lottery world has a new star! Millionaire for Life™ has officially launched, offering players the incredible chance to win $1 million a year for life every single day. If you’re familiar with "Cash4Life™" or "Lucky for Life®," you’ll find this new game offers even bigger rewards and a simplified daily format.

Here is your step-by-step guide to playing and winning.

Step 1: Pick Your Winning Numbers

To play a single game of Millionaire for Life, you must select two sets of numbers:

  • Set 1: Choose five numbers from 1 to 58 (the white balls).

  • Set 2: Choose one number from 1 to 5 (the Millionaire Ball™).

If you can't decide on your numbers, you can always use a "computer pick" or "Auto Pick" to have the terminal randomly generate them for you.

Step 2: Purchase Your Ticket

  • Cost: Each play costs $5.

  • Multi-Draw: You can purchase tickets for up to 10 to 21 consecutive drawings (depending on your jurisdiction) to ensure you're in the running for multiple nights.

  • Where to Buy: Tickets are available at licensed lottery retailers in participating states like PA, NJ, MS, and over 25 others.

Step 3: Understand the Payouts

Millionaire for Life features nine ways to win, with the top two tiers offering life-changing annuities. Matching all five white balls plus the Millionaire Ball wins the Grand Prize of $1 million a year for life, with odds of 1 in 22.9 million. Matching just the five white balls wins the second prize of $100,000 a year for life, with odds of 1 in 5.7 million.

Other prize tiers offer fixed cash amounts. For example, matching four white balls and the Millionaire Ball wins $7,500, while matching four white balls alone wins $500. Even matching just one number and the Millionaire Ball wins a prize of $8.

  • Annuity vs. Cash: Winners of the top two tiers can choose between the lifetime annuity or a one-time cash payout ($18 million for the grand prize, $2.2 million for the second prize).

  • 20-Year Guarantee: Both top prizes include a 20-year guaranteed payout for the annuity option, protecting your legacy even if you were to pass away before the 20 years are up.

Step 4: Check the Results Daily

Drawings are performed daily by the Multi-State Lottery Association (MUSL) using a Digital Draw System.

  • Drawing Time: Daily after 11:15 p.m. ET (10:15 p.m. CT).

  • Sales Close: Ticket sales typically close at 10:15 p.m. ET each night.

You can check winning numbers on your state lottery’s official website or mobile app. Good luck!